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PAY FOR YOUR CLASSES USING YOUR

HSA/FSA DOLLARS

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Thanks to our partnership with Truemed, you may now apply for reimbursement for your membership and class pack purchases from &Fitness using your Health Savings Account (HSA) or Flexible Spending Account (FSA).
 

Get qualified to reimburse your future subscription payments in three steps:

1. Click on this link to take the 2-minute evaluation to find out if you’re eligible.
2. If eligible, pay the $30 fee and Truemed will email you a Letter of Medical Necessity.
3. Once you get your Letter of Medical Necessity, you can submit for reimbursement of already paid membership and class pack purchases directly to your HSA/FSA provider.

WHAT IS HSA/FSA?

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are types of savings accounts for medical expenses. They allow you to set aside money, pre-tax, for items and services that maintain or improve your health. And now, shopping at [Merchant Name] falls into that bracket. Ask your employer for more information. 

Can you purchase fitness classes with your HSA or FSA? Is it an eligible expense?

The short answer is yes, you may, as long as you obtain a Letter of Medical Necessity.

We’ve partnered with Truemed to allow you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA) at &Fitness. This means you can buy our classes with pre-tax dollars, resulting in net savings of 30-40%.

The standard rule is that fitness classes are not FSA/HSA eligible, meaning you cannot use these accounts to pay for it directly. However, fitness classes may be eligible if you obtain a Letter of Medical Necessity from a medical provider. Eligible expenses with an FSA/HSA usually include medically necessary treatments and equipment.

So to use your FSA/HSA to pay for fitness classes, it must qualify as a medical expense. Generally, a Letter of Medical Necessity (LMN) from a healthcare provider is required to justify the health benefits and necessity of fitness as treatment, prevention, or therapy.  Since classes and other wellness services are now considered very beneficial tools for mental and physical health, they are now being accepted as health and medical expenses as long as they are accompanied by a LMN.

 

&Fitness has partnered with Truemed to help you obtain a Letter of Medical Necessity so you can use your FSA/HSA funds to pay for your membership or class packs. HSAs and FSAs were created for you to spend tax-advantaged dollars on products and services that can treat or prevent medical conditions and Truemed is making it easy to do just that.

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How does Truemed work?

The process is simple - follow these steps:

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1. Click on this link to take the 2-minute evaluation to find out if you’re eligible.

 

2. If eligible, pay the $30 fee and Truemed will email you a Letter of Medical Necessity.

 

3. Once you get your Letter of Medical Necessity, you can submit for reimbursement of already paid membership and class pack purchases directly to your HSA/FSA provider.

SEE OUR MEMBERSHIP AND CLASS PACK PRICING

Frequently Asked Questions

We included the answers to a few FAQ below - for a more comprehensive list, check out the Truemed website.

What is Truemed?

Truemed partners with health and wellness brands like &Fitness to enable qualified customers to use FSA/HSA funds on health and wellness purchases. Truemed partners with a network of medical practitioners who can issue Letters of Medical Necessity to qualifying customers, thereby saving customers money on health and wellness purchases.

Truemed is backed by best-in-class investors, including functional medicine pioneer Mark Hyman and founders from Thrive Market, Eight Sleep, and Levels.

How does using my FSA/HSA save me money?

HSA/FSA accounts were created so individuals could use pretax money to pay for expenses incurred in the prevention or alleviation of a disease. Because HSA/FSA uses tax-free money, you’re getting more purchasing power for your dollars. Rather than pay taxes on your income and then spend it on health items, you can use pre-tax funds to invest in your health.

An individual can contribute up to $3,850 pretax to their HSA per year, or $7,750 for a family (plus an additional $1000 if you are 55+). Individuals can contribute up to $3,050 pretax to their FSA per year (with an additional $500 in employer contributions allowed). Almost every individual will save between $1,000 and $2,000, depending on their state and tax rate. 

Do I have an HSA/FSA? How do I get one?

These plans are offered by employers, so if you're not sure...check with your HR or benefits group.

How do I apply for reimbursement?

You'll apply directly through your HSA/FSA provider. Every provider is different, but usually just a receipt and the Letter of Medical Necessity is required to submit, and reimbusement comes a couple weeks later. Ask your employer for specific details of your plan.

What if my reimbursement is rejected by my administrator?

Truemed offers a reimbursement guarantee for purchases with official Truemed merchant partners, like &Fitness. As long as you have funds in your HSA or FSA account, the Truemed team will work with you to ensure that your purchase is reimbursed in full.

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